April 25, 2022

Chiropractic and your insurance company explained by a Royal Palm Beach Chiropractor.

For some people, the cost of Chiropractic care might be daunting. People frequently ask, “can medical insurance cover Chiropractic care?” Yes, medical insurance can cover chiropractic care. However, most insurance companies offer limited and restrictive coverage for chiropractic care. There are a few reasons why insurance companies restrict their chiropractic care coverage. Here we will be discussing all you need to know about Chiropractic and your insurance company.

Insurance companies consider chiropractic treatment an alternative treatment option for pains in the body. Chiropractors help their patients cure aches and pains with specialized methods, including stretching, spinal massage, and joint manipulations. The process of diagnosis and treatment in chiropractic care is not different from conventional medical care. Chiropractors have interviews with the patient, take note of their medical history, make the required examinations, and run tests before making a proper diagnosis. It doesn’t end there; chiropractors begin treatment and continue to monitor their patient’s progress. Today more people lean towards chiropractic treatment; it is an effective and a natural alternative form of treatment. Because it is considered an alternative form of treatment, many insurance companies place certain restrictions on their coverage. Some common requirements include:

  1. A recommendation from a licensed medical practitioner affirming a medical need for chiropractic care.
  2. Some insurance companies restrict the number of times a patient can visit the chiropractor in a month or a year. The insurance company will only cover treatment done within a set date. We advise contacting your insurance company to confirm if these restrictions apply to their policies.
  3. Some insurance plans will only cover chiropractic care for specific ailments, but not long-term or routine care. In this case, the insurance company may rule that your chiropractic care is maintenance care, which means it is no longer aiding the treatment of any specific ailment.
  4. Usually some insurance companies only give coverage to chiropractors they’ve given approval or chiropractors within their inner circle of business.

Health insurance plans that cover chiropractic treatment.

A good amount of health insurance plans provide chiropractic coverage. Some examples of both public and private insurance plans that may cover chiropractic care include most private plans, workers’ compensation plans, Medicare plans for senior citizens, Medicaid plans for low-income individuals, and Veterans Affairs plans.

What to do when your insurance doesn’t cover chiropractic care.

Chiropractic care proves to be the most effective treatment for musculoskeletal ailments. However, some insurance companies still do not offer coverage for chiropractic treatment. If your insurance does not cover chiropractic care, there are still a few steps you can take to get special consideration.

Firstly, it is important to always seek professional recommendations in cases like these. Reach out to your doctor; they may be able to present a professional case on your behalf to your insurance company. If your insurance company does not cover your regular health insurance plan, you can apply for supplemental health insurance.

We are committed to getting you the best and most affordable chiropractic care. If you require a Chiropractor in Royal Palm Beach, we have you fully covered. We would be delighted to schedule an appointment with you if you need a Chiropractor 33411, Royal Palm Beach, FL.


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